Buy Now Pay Later market in Poland

BLIK Pay Later is now available in PPRO, a leading local payments platform, for merchants and PSPs around the world. „This partnership enables online retailers to offer secure deferred payments via a consumer’s banking app,  strengthening BLIK Pay Later’s presence in Poland’s domestic e-commerce market.” – according to the press release.

The BNPL market in Poland is recording steady growth, with the value of BNPL transactions already reaching PLN 6.3 billion in the first half of 2025, and nearly 1.5 million consumers already actively using this form of financing.

Buy Now, Pay Later” solutions are often used for higher-value purchases, which already account for 15.7% of the total BNPL market value. And with more than 55% of new BNPL users under 24 years old, merchants offering this payment method can support a growing consumer base that uses it as a convenient and intuitive way to improve their financial liquidity.

By adding BLIK Pay Later to its Buy Now Pay Local portfolio, PPRO now provides access to the service for a wide range of merchants using the platform to give Polish consumers access to their preferred payment methods, and to grow their local consumer base.

„Growing in fast-evolving e-commerce markets like Poland requires access to the right local solutions, and PPRO is committed to providing these through seamless integration. BLIK Pay Later is a fantastic addition to our Buy Now Pay Local offering, giving merchants and PSPs a high-conversion, locally preferred BNPL option to significantly boost average order values and grow their business.” – said Motie Bring, CEO at PPRO.

„Users are very clear about what they value most in BLIK Pay Later: the quick activation within the banking app, the clear instructions guiding them through the entire process, as well as the ability to repay easily within the banking app. These experiences influence shopping behaviour: customers shop more easily, are more willing to add extra items to their basket at higher values, and the payment flexibility also encourages ordering items to try or compare. From a merchant’s perspective, this translates into tangible benefits, such as higher order values, greater comfort for customers purchasing more expensive products, and the perception of the store as offering convenient payment options. This is why BLIK Pay Later is becoming a solution that enhances e-commerce sales performance.” – commented Magdalena Kubisa, Director of Business Development at BLIK.

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PPRO offers a leading local payments platform that helps payment service providers (PSPs) and merchants grow their businesses by letting their customers pay local. With a single connection, PPRO activates, accepts, and manages local payments, giving businesses access to consumers in some of the world’s largest ecommerce markets. 

Trusted for its expertise, technology, and support by world-leading brands such as Citi, PayPal, and Stripe, PPRO allows businesses to build once and connect to a global network of local payment options. PPRO helps businesses navigate the complexities of international ecommerce, enhance their customer experience, and streamline access to local payments.

BLIK is a common standard for mobile payments. The option to use BLIK in mobile banking applications is now available to virtually every customer of domestic payment institutions offering a mobile app. The company Polski Standard Płatności (PSP) is responsible for developing the system. PSP continuously enhances BLIK’s functionality to make the system as user-friendly and versatile as possible. The shareholders of PSP are Alior Bank, Millennium Bank, Santander Bank Polska, ING Bank Śląski, mBank, PKO Bank Polski, and Mastercard.