Global tech strategists Juniper Research unveiled their Top 10 Fintech & Payments Trends 2026 – a definitive look at the technologies and market shifts set to reshape financial services over the next 12 months.
Now available to download, the whitepaper outlines how 2026 will mark a turning point for fintech and payments, as stablecoins, agentic AI, digital identity, and next-generation fraud prevention begin reshaping the fundamentals of how money moves.
The 10 trends are:
“This year’s trends highlight a financial ecosystem entering a new phase – one defined not just by digitisation, but by intelligence, programmability, and automation,” said Nick Maynard, VP of Fintech Market Research at Juniper Research. “From stablecoins in settlement to agentic AI in commerce, financial institutions will need to rethink how they operate, compete, and protect their customers in an environment moving faster than traditional systems were ever built to handle.”
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The Top 10 Fintech & Payments Trends 2026 was developed through an extensive review of global markets, regulatory developments, and emerging technologies. Juniper Research’s senior analysts evaluated each trend’s likely impact on financial infrastructure, consumer behaviour, and industry investment, before ranking them by their potential to reshape business models in 2026.
Banking 4.0 – „how was the experience for you”
„To be honest I think that Sinaia, your conference, is much better then Davos.”
Many more interesting quotes in the video below:
