The EBA consults on technical standards on acquisitions in credit institutions

The European Banking Authority (EBA) launched a public consultation on draft Regulatory Technical Standards (RTS) specifying the list of minimum information to be provided to the relevant competent authority at the time of the notification of the proposed acquisition of qualifying holdings in a credit institution.

These RTS aim at harmonising the minimum content of the notification to the competent authority of the target credit institution with a view to supporting a harmonised prudential assessment of the proposed acquisition against the five assessment criteria set out in the Capital Requirements Directive (CRD). The consultation runs until 18 September 2025.

The draft RTS require information on the proposed acquirer’s identity, reputation and financial soundness. To support the assessment of the sound and prudent management of the target credit institution, the proposed acquirer is requested to submit a business plan, with more specific information in case of control acquisition. Information on the legitimate origin of the sources of funding is requested, among others, to assess suspicion of money laundering or terrorist financing risk.

To reflect proportionality concerns and to support efficient supervisory practices, these RTS envisage exemptions from the submission of information already in possession of the competent authority. Reduced information is also requested in specific acquisition structures where the indirect proposed acquirer is expected to exercise negligible influence (if any) on the target credit institution.

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Documents – Consultation paper on draft RTS on qualifying holdings (513.78 KB – PDF) Download

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