As at September 30, 2025, the Bank’s network reached 356 branches (vs. 388 as of September 30, 2024) of which more than 60% are equipped with 24/7 self service areas.
The usage of digital channels is steadily growing, as reflected by the increasing number of YouBRD mobile application users to 1.83 million (+15% YoY as of September 2025 end) and higher number of transactions done through the application (+26% YoY as of September 2025 end) totaling RON 45.7 billion during 9M 2025 (+52% YoY).
„The close engagement on mobile application is supported by continued enhancements within a very competitive and innovation driven market. Most notably, BRD launched the multicurrency feature which allows YouBRD customers to link multiple currency accounts to a single card, streamlining payments and reducing conversion fees. Moreover, YouBRD customers can make partial early repayments of loans (consumer and housing), quickly and easily, directly in YouBRD application.” – the bank explained.
The cashback loyalty program available in YouBRD, enjoys a higher adoption rate, with more than half of users’ application enrolled in the program (934K as of September 2025 end) and ~RON 3.6 million granted in cashback to BRD customers since launch in June 2024.
„BRD continues to embrace its role in supporting its customers to become more competitive, more resilient, and more innovative, contributing to a responsible development, with care for the environment, climate and society. New transactions channeled towards sustainable financing, totaled EUR 523m in 9M 2025.” – said Maria Rousseva, CEO of BRD Groupe Société Générale.
She added: „Digitally, BRD benefits from a higher engagement, with increasing number of users of YouBRD mobile application (1.83m as of September 2025 end) and transactions done through the application. Moreover, new relevant functionalities are constantly added, among the latest ones launched being the multicurrency feature and the partial early repayment of loans, available now in YouBRD mobile application. These results reflect BRD continuous efforts to enhance customers’ journey and interaction with the bank.”
Banking 4.0 – „how was the experience for you”
„To be honest I think that Sinaia, your conference, is much better then Davos.”
Many more interesting quotes in the video below:
