20 Belgian banks roll out mobile payments app that supports both NFC and QR codes

8 februarie 2019

A mobile payments app that supports contactless payment via NFC and both static and dynamic QR codes has been launched in Belgium, according to nfcworld.com . Payconiq by Bancontact enables debit card holders to make payments in store and online and transfer money direct to their contacts using a single app, regardless of the type of smartphone they use.

The app has launched following the merger of peer-to-peer payments service Payconiq and Bancontact, Belgium’s national debit card network operator.

To date, twenty issuing banks have joined the service and payments can be made at 290,000 payment points across the country.

Shoppers with an Android smartphone are able to tap their phone on a contactless terminal to make a payment or use the app’s QR functionality, depending on the options made available by the retailer. iPhone users can also use the service but are only able to use QR at the point of sale.

“We want to be the benchmark for everyday payments in Belgium — in-store, online and between friends,” says Nathalie Vandepeute, Bancontact Payconiq Company’s CEO.

“The new Payconiq by Bancontact payment app takes us into the age of multiform payments and sits perfectly alongside the Bancontact card. Users can choose their method of payment to suit the situation. During the day, they might pay with their Bancontact card at the shopping centre, while in the evening they can buy a drink or snack at a festival using the Payconiq by Bancontact app.”

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Gabriela Nistor – director general adjunct BT

Tendinţele pe care le-am remarcat înainte de începerea pandemiei s-au accelerat pe perioada stării de urgenţă. Am văzut acest lucru ca o oportunitate, un tipping point pentru bancă. Post-pandemie nu avem cum sa ne întoarcem la comportamentul financiar pe care îl aveam până în februarie a.c. Relaţia românilor cu online-ul s-a schimbat. In plus, cardul fizic se va dematerializa. Vom asista la o scădere a cererii pentru cardurile fizice, respectiv la o creştere a preferinţei pentru componenta digitală a acestora.”


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?